IDENTITY VERIFICATION DISCLOSURE
For All Documents:
The State of California requires that:
1. The names on the documents must match the names on the Identification-
There cannot be more names on the documents than on the Identification.
2. The Identification must be a government issued photo ID, such as a Driver's License, ID Card, or Passport, including
the Passport Card (California and Oregon are the only states accepting the US Passport Card);
California does not accept the Immigration/Green Card.
A birth certificate or marriage certificate does not qualify as a primary form of identification.
3. If the borrower cannot present the required Identification, the second option would be for them to have
2 credible witnesses who will swear to their identity. This will be documented and notarized. These
witnesses cannot be named or connected in any way with the transaction. They can be a family member
as long as they are not named on the documents or benefiting from the transaction in any way.
Reference: Pages 8 and 9 of the California Notary Handbook 2011
*If the requirements above cannot be met I will not continue with the signing*
-Attention Signing Companies,Title Companies, Lenders, and Attorneys-
I am being hired as an impartial witness to the signing of loan documents and to verify the identity of the signer(s).
Please do not try to coerce or intimidate me into completing a signing just to satisfy your clients. It is not my responsibility that a loan does not close because proper Identification could not be verified. It is the responsibility of the lender and their attorneys to make sure the names are correct on the documents.
I am an independent contractor commissioned by the State of California, not the signing company, title company, or lender.
If a fraud is committed, I am equally liable to prosecution.
Even though I carry $100,000 E/O, it will not cover me for fraud or my ignorance of the law.
-Thank you for your cooperation-
| This page was last modified on 04/02/11 |